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Shouldn't they have waited to see what the fall-out from the higher loonie (oil prices) is before they went and did that?

The consensus of opinion among Those Who Decide (more precisely, of Those Who Advise Those Who Decide) is that the overall effect of oil price movements is generally neutral. Some sectors/regions do better, and others do worse, and the two effects cancel each other out at the national level - which is where monetary policy is decided.

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